Wealth Isn’t Just Money

Wealth Isn’t Just Money

In previous blogs, I have discussed the ways to plan for a successful retirement. But it’s not just about the money. As we plan for retirement, we need to keep our minds open to possibilities. Things are not always as they seem. If you have millions, you might think...
Strategies For Preparing Your Children

Strategies For Preparing Your Children

As you plan for your own retirement, there is some financial wisdom you may wish to pass to younger friends and family. Preparing Your Children for Success Nurture your children, absolutely. But it’s also important to get them off the family payroll. One of your...
Your Legacy

Your Legacy

How will your estate be managed if you become incapacitated or die? It’s critical to identify a trusted person capable of managing your estate. Those decisions are a matter of confidence and capability. Like a financial plan, an estate plan is typically customized and...
Investing On Your Own

Investing On Your Own

Investing on your own can be interesting, challenging, and humbling. Our approach to investing consists of building diversified portfolio models and using a combination of active and passive mutual funds and ETFs (exchange-traded funds). We have had solid long-term...
Long Term Care and Umbrella Insurance

Long Term Care and Umbrella Insurance

In my last blog, I talked about the pros and cons of life insurance as an investment to protect your future. Two other types of insurance also should be examined, as well. Long-Term Care Insurance Long-term care insurance is appropriate for many people, but if you...
Life Insurance

Life Insurance

In my career, I have known widows who were in their 40s when their husbands died. They had a reasonable amount of life insurance, but they could have had more, or they had been sold a small permanent insurance plan. An agent gets a much higher commission by selling...